Modern Architecture
Smarter Lending for Investors

Intelligent
Financing
For Real Estate

Custom funding solutions designed for your investment success. Secure properties swiftly and expand your portfolio with certainty.

10+Years Experience
480+Investors Funded
As Fast As7-14 Days to Fund
100%Transparency
Partnership

Who We Are

Seasoned Lending
Experts Who Know
Real Estate

Investor Loan Direct is dedicated to supporting the real estate investment community with rapid, straightforward, and attainable financing. Founded by experts in the field, we recognize the necessities of investors: adaptable loan structures, fast execution, and genuine collaboration.

Our Mission

To equip real estate investors with rapid, adaptable, and clear funding options.

Our Vision

To become the nation's most reliable financing ally for property investors.

  • Fast Execution
  • Transparent Terms
  • No Hidden Fees

Our Products

Strategic Funding
For Every Strategy

Whether you are fixing and flipping, curating a rental portfolio, or scaling your operations, our versatile loan programs are engineered to support your objectives.

fix-flip

Fix & Flip

Short-Term Renovation Capital

Secure the funds you need to transform properties and maximize value.

Rates Start At10.75%
Term12 Months
LTVUp to 90% ARV
Credit Min650 FICO
bridge

Bridge Loans

Acquisition & Transition

Flexible short-term capital to bridge the gap between acquisition and permanent financing.

Loan Size$150K - $1.5M
LeverageUp to 90% LTV
Funding Time7-14 Days
Credit Min680+ FICO
dscr

DSCR Rental

Long-Term Cash Flow

Qualify based on the property's cash flow, not your personal income history.

Rates Start At6.00%
Term30-Year Fixed
LTVUp to 80%
DSCR Min1.1 - 1.2

EMD Funding

Earnest Money Deposit

Immediate capital to lock in your deal without tying up your own funds.

1% - 3% of purchase price. 5% upfront fee.

Double Close

Transactional Funding

Facilitate simultaneous closings with complete privacy for wholesalers.

2% fee. 24-hour funding. 100% privacy.

Ready to Scale?

Our efficient pre-approval process gives you clarity and confidence — so you can move on your next real estate investment without delays.

Email Us

Email Us

Working Hours

Mon - Fri, 9am - 6pm EST

Service Area

Nationwide Lending